Terms of Use

This web page represents a legal document that serves as our Terms of Service and it governs the legal terms of our website, www.abmeasy.com, sub-domains, and any associated web-based and mobile applications (collectively, “Website”), as owned and operated by ABMeasy.

Capitalized terms, unless otherwise defined, have the meaning specified within the Definitions section below. This Terms of Service, along with our Privacy Policy, any mobile license agreement, and other posted guidelines within our Website, collectively “Legal Terms”, constitute the entire and only agreement between you and abmeasy.com, and supersede all other agreements, representations, warranties and understandings with respect to our Website and the subject matter contained herein. We may amend our Legal Terms at any time without specific notice to you. The latest copies of our Legal Terms will be posted on our Website, and you should review all Legal Terms prior to using our Website. After any revisions to our Legal Terms are posted, you agree to be bound to any such changes to them. Therefore, it is important for you to periodically review our Legal Terms to make sure you still agree to them.

By using our Website, you agree to fully comply with and be bound by our Legal Terms. Please review them carefully. If you do not accept our Legal Terms, do not access and use our Website. If you have already accessed our Website and do not accept our Legal Terms, you should immediately discontinue use of our Website.

The last update to our Terms of Service was posted on April 16, 2013.

Definitions

The terms “us” or “we” or “our” refers to ABMeasy, the owner of the Website.
A “Visitor” is someone who merely browses our Website, but has not registered as Member.
A “Member” is an individual that has registered with us to use our Service.
Our “Service” represents the collective functionality and features as offered through our Website to our Members.
A “User” is a collective identifier that refers to either a Visitor or a Member.
All text, information, graphics, audio, video, and data offered through our Website are collectively known as our “Content”.

Legal Compliance

You agree to comply with all applicable domestic and international laws, statutes, ordinances, and regulations regarding your use of our Website. abmeasy.com reserves the right to investigate complaints or reported violations of our Legal Terms and to take any action we deem appropriate, including but not limited to canceling your Member account, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information, as allowed under our Privacy Policy.

Intellectual Property

Our Website may contain our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos. Your use of our Website does not constitute any right or license for you to use such service marks/trademarks, without the prior written permission of the corresponding service mark/trademark owner. Our Website is also protected under international copyright laws. The copying, redistribution, use or publication by you of any portion of our Website is strictly prohibited. Your use of our Website does not grant you ownership rights of any kind to said content. You retain ownership of your personal/business data and information entered into our website/database.

Links to Other Websites

Our Website may contain links to third party websites. These links are provided solely as a convenience to you. By linking to these websites, we do not create or have an affiliation with, or sponsor such third party websites. The inclusion of links within our Website does not constitute any endorsement, guarantee, warranty, or recommendation of such third party websites. abmeasy.com has no control over the legal documents and privacy practices of third party websites; as such, you access any such third party websites at your own risk.

General Terms

Our Legal Terms shall be treated as though it were executed and performed in Manitoba, Canada, and shall be governed by and construed in accordance with the laws of Manitoba, Canada, without regard to conflict of law principles. In addition, you agree to submit to the personal jurisdiction and venue of such courts. Any cause of action by you with respect to our Website, must be instituted within one (1) year after the cause of action arose or be forever waived and barred. Should any part of our Legal Terms be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that any Content in our Website conflicts or is inconsistent with our Legal Terms, our Legal Terms shall take precedence. Our failure to enforce any provision of our Legal Terms shall not be deemed a waiver of such provision nor of the right to enforce such provision. The rights of abmeasy.com under our Legal Terms shall survive the termination of our Legal Terms.

ABMTAX AI Chat Widget — Terms of Use

Last updated: March 4th, 2026

These Terms of Use (“Terms”) govern your access to and use of the ABMTAX AI Chat Widget (the “Widget”), including its AI chat feature and file upload feature. The Widget is operated by ABMTAX (“we”, “us”, “our”). These Terms apply only to the Widget and do not replace or override any terms applicable to the abmtax.ca website, the app.abmtax.ca (TaxAnywhere) web application, or the abmbooks.com platform.

By using the ABMTAX AI Chat Widget, you (“User”, “you”, “your”) acknowledge that you have read, understood, and agreed to these Terms of Use. If you do not agree, please do not use the Widget.

These Terms should be read together with the ABMTAX AI Chat Widget Privacy Policy, which describes how we collect, use, store, and protect your information.

Description of the Widget

The ABMTAX AI Chat Widget provides two features:

(a) AI Chat — You may type questions related to ABMTAX services, the TaxAnywhere platform, the ABMBOOKS platform, or Canadian tax topics. The Widget uses an artificial intelligence language model hosted on Amazon Web Services (AWS Bedrock) to generate responses based on ABMTAX training data and general knowledge of Canadian tax law.

(b) File Upload — You may submit tax documents (such as T-slips, receipts, and other supporting materials) to the ABMTAX team through the Widget. Submitted files are emailed to ABMTAX staff, uploaded to your TaxAnywhere platform account (if one exists), and stored securely in AWS S3.

AI-Generated Content Disclaimer

IMPORTANT — PLEASE READ CAREFULLY:

The AI chat feature provides general tax information and guidance about ABMTAX services. It does NOT constitute professional tax advice, legal advice, financial advice, or accounting advice.

AI-generated responses may be inaccurate, incomplete, or outdated. The AI assistant does not have access to your personal tax records, your CRA account, or any real-time government data. Responses are generated based on pre-loaded ABMTAX training materials and the AI model’s general knowledge of Canadian tax law as of its training date.

You should NOT rely solely on AI-generated responses to make tax filing decisions, financial decisions, or legal decisions. Always verify important information with a qualified tax professional, accountant, or directly with the Canada Revenue Agency (CRA).

ABMTAX is not liable for any errors, omissions, or inaccuracies in AI-generated responses, or for any actions taken or decisions made based on information provided by the AI assistant. By using the AI chat feature, you acknowledge and accept this limitation.

If you need personalized tax advice or assistance with your specific tax situation, please contact ABMTAX directly at info@abmtax.ca or +1 (204) 505-9696 to speak with a qualified tax professional.

AI Transparency Disclosure

You are interacting with an automated AI assistant, not a human customer support representative. The Widget uses a large language model (LLM) hosted on AWS Bedrock to generate responses to your questions. No human reviews or approves individual AI responses before they are displayed to you.

When you send a chat message, the text of your question is transmitted to the AI model for processing. The AI model generates a response based on ABMTAX-specific training data and its general knowledge. For more details on what data is transmitted and how it is handled, please refer to the ABMTAX AI Chat Widget Privacy Policy.

File Upload Terms

When you use the file upload feature, you agree to the following:

(a) Accuracy of Information — You are responsible for ensuring that the email address you provide is accurate and belongs to you. Files will be routed to the TaxAnywhere platform account associated with that email address. ABMTAX is not responsible for files sent to an incorrect account due to an incorrectly entered email address.

(b) File Restrictions — The Widget enforces the following limits on file uploads:

– Maximum 10 files per submission

– Maximum 25 MB total file size per submission

– Accepted file types: PDF, JPG, JPEG, PNG, DOC, DOCX

Files that do not meet these requirements will be rejected.

– The files are emailed to the ABMTAX team for review and processing.

– If your email address matches an existing TaxAnywhere platform account, the files are uploaded to that account.

– The files are stored in a private AWS S3 bucket for secure retention by ABMTAX.

– You will receive a confirmation email at the address you provided.

(d) Content Responsibility — You are solely responsible for the content of the files you upload. Do not upload files that contain malicious software, illegal content, or content that violates the rights of any third party.

(e) Consent to Processing — By submitting files, you consent to the processing, storage, and transmission of those files as described in these Terms and in the Privacy Policy, including the sending of a confirmation email to the address you provide.

Acceptable Use

You agree to use the Widget only for lawful purposes related to ABMTAX services and Canadian tax matters. You agree NOT to:

(a) Use the Widget to seek assistance with illegal activities, including but not limited to tax fraud, tax evasion, money laundering, or any violation of Canadian tax law or any other applicable law;

(b) Attempt to extract, manipulate, or misuse the AI model’s underlying instructions, training data, or system prompts;

(d) Upload files containing viruses, malware, or any harmful code;

(e) Use automated tools, bots, or scripts to send excessive or abusive requests to the Widget;

(f) Attempt to bypass, disable, or interfere with any security features of the Widget, including file validation, message length limits, or origin verification;

(g) Use the Widget to harass, abuse, or threaten any person;

(h) Impersonate another person or entity when using the Widget.

ABMTAX reserves the right to restrict or terminate access to the Widget for any User who violates these Terms.

Message and Input Limits

Chat messages are limited to 3,000 characters per message. Comments submitted with file uploads are limited to 3,000 characters. These limits are enforced on both the frontend and the backend. Messages exceeding these limits will be rejected.

Availability and Service Interruptions

The Widget is provided on an “as available” basis. ABMTAX does not guarantee that the Widget will be available at all times or that it will operate without interruption or error.

The Widget may be temporarily unavailable due to:

– Scheduled or unscheduled maintenance

– AWS service outages or disruptions

– Network connectivity issues

– Updates to the AI model, training data, or Widget software

ABMTAX will make reasonable efforts to maintain the availability of the Widget but is not liable for any loss, damage, or inconvenience caused by service interruptions or downtime.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(a) The Widget and all content generated by it are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

(b) ABMTAX does not warrant that AI-generated responses will be accurate, complete, current, or suitable for any particular purpose.

(c) ABMTAX shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Widget, including but not limited to:

– Reliance on AI-generated tax information that is inaccurate or incomplete

– Errors or delays in the processing of uploaded files

– Loss of data or unauthorized access to data

– Service interruptions or downtime

(d) In no event shall ABMTAX’s total liability to you for all claims arising out of or related to the Widget exceed one hundred Canadian dollars (CAD $100).

(e) Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable Canadian law.

Intellectual Property

All content, design, software, and technology comprising the Widget — including but not limited to the chat interface, styling, JavaScript code, and backend logic — are the property of ABMTAX or its licensors and are protected by applicable intellectual property laws.

You may not copy, modify, distribute, reverse-engineer, or create derivative works based on any part of the Widget without prior written consent from ABMTAX.

AI-generated responses are provided for your personal informational use only. You may not reproduce, publish, or commercially exploit AI-generated content from the Widget.

Privacy

Your use of the Widget is also governed by the ABMTAX AI Chat Widget Privacy Policy, which describes in detail:

– What information we collect and how we collect it

– How we use your information

– Where and how your data is stored (AWS DynamoDB, S3, RDS, and third-party services)

– Your rights under PIPEDA and applicable Canadian privacy law

– How to request access to, correction of, or deletion of your personal information

More information about the Privacy Policy can be found here: https://abmtax.ca/privacy-policy/

By using the Widget, you consent to the collection, use, and processing of your information as described in the Privacy Policy.

Children

The Widget is intended for adults using ABMTAX tax preparation services. The Widget is not directed at children under the age of 13 (or the applicable age of majority in your province or territory). If you are under the applicable age, do not use the Widget. If we become aware that a child has used the Widget and provided personal information, we will handle it in accordance with applicable law.

Third-Party Services

The Widget relies on third-party services to operate, including:

– Amazon Web Services (AWS) — for AI model hosting (Bedrock), data storage (DynamoDB, S3, RDS), and infrastructure (EC2, CloudFront)

– Microsoft Office 365 — for transactional email delivery

– ABMTAX TaxAnywhere Platform — for routing uploaded documents to user accounts

These third-party services are governed by their own terms of service and privacy policies. ABMTAX is not responsible for the actions, availability, or policies of third-party service providers.

Changes to These Terms

ABMTAX may update these Terms of Use at any time. When we do so, we will revise the “Last updated” date at the top of this document. Your continued use of the Widget after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Manitoba and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising out of or in connection with these Terms or the Widget shall be subject to the exclusive jurisdiction of the courts of the Province of Manitoba, Canada.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with the ABMTAX AI Chat Widget Privacy Policy, constitute the entire agreement between you and ABMTAX regarding your use of the Widget and supersede any prior agreements or understandings relating to the Widget.

ABMTAX WhatsApp Helper Bot — Terms of Use

Last updated: March 5th, 2026

These Terms of Use (“Terms”) govern your access to and use of the ABMTAX WhatsApp Helper Bot (the “Bot”), including its question browser, account access features, file upload facility and AI chat functionality. The Bot is operated by ABMTAX (“we”, “us”, “our”). These Terms apply only to the Bot and do not replace or override any terms applicable to the abmtax.ca website, the app.abmtax.ca (TaxAnywhere) web application, or the abmbooks.com platform.

By using the ABMTAX WhatsApp Helper Bot, you (“User”, “you”, “your”) acknowledge that you have read, understood, and agreed to these Terms of Use. If you do not agree, please do not interact with the Bot.

These Terms should be read together with the ABMTAX WhatsApp Helper Bot Privacy Policy, which describes how we collect, use, store, and protect your information.

Description of the Bot

The ABMTAX WhatsApp Helper Bot provides a number of features accessible via WhatsApp messages:

(a) Tax Question Browser — you may browse a categorized knowledge base of Canadian Revenue Agency (CRA) tax topics and receive plain‑language answers and links to CRA resources.

(b) Account Access — if your WhatsApp number matches an existing ABMTAX TaxAnywhere platform account, you may view limited profile information and a list of tax applications, and later download documents stored for you by the Bot.

(c) File Upload — you may send tax documents (PDFs, images, etc.) through WhatsApp; the Bot emails them to ABMTAX staff, uploads them to your TaxAnywhere account (if available), and stores them securely in AWS S3.

(d) AI Chat — you may ask general tax questions or request guidance using the AI chat feature; messages are forwarded to an LLM hosted on AWS Bedrock and a generated response is returned.

AI‑Generated Content Disclaimer

IMPORTANT — PLEASE READ CAREFULLY:

The AI chat feature provides general tax information and guidance about ABMTAX services. It does NOT constitute professional tax advice, legal advice, financial advice, or accounting advice.

AI‑generated responses may be inaccurate, incomplete, or outdated. The AI assistant does not have access to your personal tax records, your CRA account, or any real‑time government data. Responses are generated based on pre‑loaded ABMTAX training materials and the AI model’s general knowledge of Canadian tax law as of its training date.

You should NOT rely solely on AI‑generated responses to make tax filing decisions, financial decisions, or legal decisions. Always verify important information with a qualified tax professional, accountant, or directly with the Canada Revenue Agency (CRA).

ABMTAX is not liable for any errors, omissions, or inaccuracies in AI‑generated responses, or for any actions taken or decisions made based on information provided by the AI assistant. By using the AI chat feature, you acknowledge and accept this limitation.

If you need personalized tax advice or assistance with your specific tax situation, please contact ABMTAX directly at info@abmtax.ca or +1 (204) 505-9696 to speak with a qualified tax professional.

AI Transparency Disclosure

You are interacting with an automated AI assistant, not a human customer support representative. The Bot uses a large language model (LLM) hosted on AWS Bedrock to generate responses to your questions. No human reviews or approves individual AI responses before they are displayed to you.

When you send a chat message, the text of your question is transmitted to the AI model for processing. The AI model generates a response based on ABMTAX‑specific training data and its general knowledge. For more details on what data is transmitted and how it is handled, please refer to the ABMTAX WhatsApp Helper Bot Privacy Policy.

File Upload Terms

When you use the file upload feature, you agree to the following:

(a) Accuracy of Information — You are responsible for ensuring that the WhatsApp number you are using is registered to you and, when prompted, the email address you provide is accurate. Files will be routed to the TaxAnywhere platform account associated with that email address. ABMTAX is not responsible for files sent to an incorrect account due to an incorrectly entered email address or a mismatched WhatsApp number.

(b) File Restrictions — The Bot enforces the following limits on file uploads:

– Maximum 10 files per submission

– Maximum 25 MB total file size per submission

– Accepted file types: PDF, JPG, JPEG, PNG, DOC, DOCX

Files that do not meet these requirements will be rejected by the Bot.

– The files are emailed to the ABMTAX team for review and processing.

– If your phone number is linked to a TaxAnywhere account, the files are uploaded to that account.

– The files are stored in a private AWS S3 bucket for secure retention by ABMTAX.

– You will receive a confirmation email at the address you provided (if available).

Acceptable Use

You agree to use the Bot only for lawful purposes related to ABMTAX services and Canadian tax matters. You agree NOT to:

(a) Use the Bot to seek assistance with illegal activities, including but not limited to tax fraud, tax evasion, money laundering, or any violation of Canadian tax law or any other applicable law;

(b) Attempt to extract, manipulate, or misuse the AI model’s underlying instructions, training data, or system prompts;

(d) Upload files containing viruses, malware, or any harmful code;

(e) Use automated tools, bots, or scripts to send excessive or abusive requests to the Bot;

(f) Attempt to bypass, disable, or interfere with any security features of the Bot, including file validation, message length limits, or origin verification;

(g) Use the Bot to harass, abuse, or threaten any person;

(h) Impersonate another person or entity when using the Bot.

ABMTAX reserves the right to restrict or terminate access to the Bot for any User who violates these Terms.

Message and Input Limits

WhatsApp messages are limited to 3 000 characters per message. Comments submitted with file uploads are limited to 3 000 characters. These limits are enforced by the Bot. Messages exceeding these limits will be rejected.

Availability and Service Interruptions

The Bot is provided on an “as available” basis. ABMTAX does not guarantee that the Bot will be available at all times or that it will operate without interruption or error.

The Bot may be temporarily unavailable due to:

– Scheduled or unscheduled maintenance

– AWS service outages or disruptions

– Network connectivity issues

– Updates to the AI model, training data, or Bot software

ABMTAX will make reasonable efforts to maintain the availability of the Bot but is not liable for any loss, damage, or inconvenience caused by service interruptions or downtime.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

(a) The Bot and all content generated by it are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non‑infringement.

(b) ABMTAX does not warrant that AI‑generated responses will be accurate, complete, current, or suitable for any particular purpose.

(c) ABMTAX shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Bot, including but not limited to:

– Reliance on AI‑generated tax information that is inaccurate or incomplete

– Errors or delays in the processing of uploaded files

– Loss of data or unauthorized access to data

– Service interruptions or downtime

(d) In no event shall ABMTAX’s total liability to you for all claims arising out of or related to the Bot exceed ten Canadian dollars (CAD $10).

(e) Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable Canadian law.

Intellectual Property

All content, design, software, and technology comprising the Bot — including but not limited to the message interface, styling, source code, and backend logic — are the property of ABMTAX or its licensors and are protected by applicable intellectual property laws.

You may not copy, modify, distribute, reverse‑engineer, or create derivative works based on any part of the Bot without prior written consent from ABMTAX.

AI‑generated responses and the tax question knowledge base are provided for your personal informational use only. You may not reproduce, publish, or commercially exploit Bot content without permission.

Privacy

Your use of the Bot is also governed by the ABMTAX WhatsApp Helper Bot Privacy Policy, which describes in detail:

– What information we collect and how we collect it

– How we use your information

– Where and how your data is stored (AWS DynamoDB, S3, RDS, and third‑party services)

– Your rights under PIPEDA and applicable Canadian privacy law

– How to request access to, correction of, or deletion of your personal information

More information about the Privacy Policy can be found here: https://abmtax.ca/privacy-policy/

By using the Bot, you consent to the collection, use, and processing of your information as described in the Privacy Policy.

Children

The Bot is intended for adults using ABMTAX tax preparation services. The Bot is not directed at children under the age of 13 (or the applicable age of majority in your province or territory). If you are under the applicable age, do not use the Bot. If we become aware that a child has used the Bot and provided personal information, we will handle it in accordance with applicable law.

Third‑Party Services

The Bot relies on third‑party services to operate, including:

– Amazon Web Services (AWS) — for hosting (DynamoDB, S3, RDS, Bedrock, Cloudfront, EC2) and infrastructure

– Meta WhatsApp Cloud API — for messaging

– Microsoft Office 365 — for transactional email delivery

– ABMTAX TaxAnywhere Platform — for routing uploaded documents to user accounts

These third‑party services are governed by their own terms of service and privacy policies. ABMTAX is not responsible for the actions, availability, or policies of third‑party service providers.

Changes to These Terms

ABMTAX may update these Terms of Use at any time. When we do so, we will revise the “Last updated” date at the top of this document. Your continued use of the Bot after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Manitoba and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising out of or in connection with these Terms or the Bot shall be subject to the exclusive jurisdiction of the courts of the Province of Manitoba, Canada.

Severability

Entire Agreement

These Terms, together with the ABMTAX WhatsApp Helper Bot Privacy Policy, constitute the entire agreement between you and ABMTAX regarding your use of the Bot and supersede any prior agreements or understandings relating to the Bot.

Contact Us

If you have questions about these Terms of Use or need assistance, please contact:

Email: info@abmtax.ca

Phone: +1 (204) 505-9696

Mailing address: Office 200 — 500 Portage Ave, Winnipeg, MB R3C 3X1

Terms of Use

Winnipeg

Calgary